Do you need extra insurance to drive Uber?

Uber requires all their drivers to have car insurance, and provides supplemental insurance coverage, but only while the app is on. … The policies are designed to deal with liability claims, which a driver’s insurance doesn’t cover.

Can you drive Uber with regular insurance?

If your job requires you to drive your own vehicle or work part-time as an Uber or Lyft driver, you need a special insurance policy. Typically, an endorsement to your regular auto insurance provides coverage for you while you’re using your vehicle for work-related purposes.

What insurance do I need to work for Uber?

You’ll need commercial private hire vehicle insurance offering cover for hire or reward. You should also make sure you have adequate public liability insurance, whether through Uber, the vehicle policy or a separate source.

How much does Uber insurance cost?

The cost of Uber driver insurance is less than most drivers would think, but it’s worth every penny. An additional Uber insurance policy from a private insurance company will oftentimes cost drivers between $6 and $20 per month.

How much is Uber insurance deductible?

Collision and comprehensive coverage. If your personal insurance already includes this coverage, the insurance that Uber maintains will take its place to pay for damage to your vehicle (subject to a $2, 500 deductible)³.